Sunday 7 September 2014

Looks like a great month to go bankrupt :s

Looks like is going to be this month. I thought about trying to prop up the credit card, but being on so little means it's become impossible. We've battled and gotten enough off Centrelink now to survive sort of, but we won't have a cent at the end of this month for even the minimum payment. 

The option to get more super out to pay off debts due to the stress of illness, is currently not available anymore as the Abbott gov changed the rules, making new secret rules that they think are able to go over the head of top specialist diagnosis. It's currently before the Commonwealth Ombudsman, so who the fuck knows where it will go from there.

The $guru did say that one could apply directly to the superannuation insurance company and get up to $10,000 released for financial hardship. That would at least get the debt down to a more manageable level, but would it? If we can't afford a cent of the minimum payment then it wouldn't matter if it was only $100 for the month, we still couldn't pay it. It would only delay the inevitable and use my superannuation resources, such as what are left of them.

All for something that's not our fault. All because of HIV discrimination at David's work, throwing him and us into an impossible financial situation for 4 months. If not for his work's discrimination none of this would have happened. So why the fuck should I anyway? Pull more of my super out to stay afloat over what they did? I'd say all this will be addressed when it comes to assessing damages in the discrimination case.

Other than that, there's no options. Other than more things that will simply delay the inevitable.

So that pretty much looks like it to me. We'll be discussing this further with the $guru before the end of the month. 

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