$Brainwave

I have devised a cunning new plan to stay $afloat this month *evil laugh at capitalist pigs*.......

It only occurred to me yesterday. As we appear to almost have enough money to get by (how long does it take to process a Carers Allowance claim?) then all I have to do is pay all the money we get over the month on the credit card, thereby making the minimum payment for the month. Then we live off the credit card for the month and do it all over again the next month. Simple.

No it's not a solution. It'll just give a bit of breathing space.