I've made my decision. I've emailed the financial guru that I want to go ahead with trying to get my money out of my superannuation account, via my doctors and all.
I have a very strong case, even though they are very strict with early release of Super funds now. The laws have been tightened up enormously over the last 15 or so years and it's extremely difficult I've recently discovered to get my hands on it before it's due (which is only 7 years away for me anyway). To do so is some kind of major convincing job, with full documentation from not just my GP but highly qualified specialist doctors. But after what I've been through not only this year, but in about the last 5 years, I will be very surprised if I get knocked back.
If that doesn't work and my super must remain untouched, then it'll just have to be bankruptcy. If the case is such I just can't see any other way out of it.
The doctors and professionals would not be lying in saying how important it is for me to get rid of this debt. Apart from the simple financial stress of it all, there has been nothing happy about it's build up over the last 5 years. I didn't blow it all on a holiday, or jaunt around town in an expensive car. It went on court, or trying to forget the horror of what I was going through.
Everything about this debt is a reminder of the past, and of all the pain involved. However it happens, I absolutely need to remove it from my life.
I have started now preparing for the Apocalypse. I have made some, um, "adjustments" to the debts. My core credit card is now in credit. It will I hope not be touched. It's about damage control I guess.
Health wise I have continued to improve re the terrible throat/nose/mouth thing whilst taking the antibiotics. Just started the second card. I'm hoping the stress involved with the Apocalypse won't be too great.
They finally fixed my pay at work. I am now getting the princely sum of $519 a week after tax. I suppose that's not bad for 3 days. One thing the money bloke said too, was that working full time wouldn't have made much of a difference at all to my apocalyptic situation. Dunno why, but that made me feel slightly better.
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